While Taking Out A Policy

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Please provide accurate and complete information to the person who issues  your insurance policy.

Insurance contracts are issued according to the declaration based on the insurant/insured. Insurant/insured must give complete and accurate information to the insurance company so as the policy to fully meet the needs of the assurance. Otherwise, if the declaration of the insurant is false or missing, the insurance company can issue the insurance policy with more severe conditions as well as the company has the right to cancel the contract.

You must read your policy.

Insurance policies are the agreements between the insurant/insured and the insurance company, includes provisions that obliges both sides.  Therefore, in order the parties to learn their rights and obligations, the policy and the annexes must be reviewed.

Please review the general insurance terms.

The general insurance terms are the legislation explaining the regulations on basic issues such as the conditions provided by such insurance and the conditions not included in the insurance coverage and the duties for the insurant and the insurance company, and is given to the insurant as the addendum of the policy by the insurance company.

Customer should obtain full information on general terms and the product purchased by reading the policy and terms, in order to minimize the problems that may be encountered before, during and after the insurance is issued.

Please review the full scope of insurance coverage.

Information should be obtained the way that no hesitation is remained about the coverage of the assurances provided by the insurance policy.

Please review the special conditions contained the insurance policy.

Special conditions may take place in the insurance policies provided that not to be against the insured and no to collapse the provisions of the general terms. Because of the special conditions can be drafted specifically for each risk and policy, it is important to obtain information on the special condition provisions of the policy.

Please pay the premium amount/fee of your policy.

If it is agreed to pay the insurance amount in whole or in installments, unless otherwise agreed, insurance coverage begins with the payment of the first installment.

Please pay attention to the exemption and/or joint insurance application in your policy.

Some insurance policies has mutual insurance (a certain percentage of the insurance amount to be on the insured and provided that the insured to participate this damage by mutual) and or/ exemption (the damage can not be compensated by the insurance company in an amount found on the insurance amount or rate, pre-specified in the policy) applications.  A discount is made on the premium amount to be paid by the insured in mutual insurance and exemption applications. Thus, insured must know the advantages and disadvantages of the exemption and mutual applications that can affect the compensation amount in case of damages and the premium amount to be paid by the insured in the policy issuing stage.

Please provide accurate and complete information to the person who issues  your insurance policy.

Insurance contracts are issued according to the declaration based on the insurant/insured. Insurant/insured must give complete and accurate information to the insurance company so as the policy to fully meet the needs of the assurance. Otherwise, if the declaration of the insurant is false or missing, the insurance company can issue the insurance policy with more severe conditions as well as the company has the right to cancel the contract.